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Self-Employed

Self-Employed? Credit Issues? Unique Income Situation?

We can get you a mortgage in most situations regardless of your circumstances. Where traditional financial institutions have given the answer “No”, Mortgage Edge routinely says “Yes” and gets you a product that suits your needs at an extremely competitive rate.

Below we have provided a list of the most common non-traditional situations, however, please note, that not all situations are listed and each is looked at on a case-by-case basis to fit with the appropriate lender – each situation is unique and looked at accordingly. This is where my expertise and knowledge is essential in taking care of you and your family.

Employment
Self-employed
Recent job start/change
- Work experience outside Canada
- Lack of work history
- Part-time
Income - Income - Non-verifiable
- Salary + commission
- Seasonal
- Commission
- Salary + OT and/or bonus
Credit - Spotty/bad credit
- No credit
- Good, but a lot of credit
- Previously bankrupt
Property - Rental
- Construction
- Cottages/vacation homes
- Multiplex - Investment
- Rural/acreage
- Mobile homes
Status - Non-resident - New immigrant
Financial - Zero-down - Purchase plus improvement


If you fall into one of the categories above, or if you have a different situation, we know where to go and how to structure the deal. Contact me immediately and have peace-of-mind that your mortgage needs are being well taken care of.